Payday loans go by various names. From cash advance companies touting their short term loan services to aggressive lenders parading their “affordable terms,” there are plenty of lending companies online. Despite the abundance of options, PaydayLoansOnline.org has been consistently voted #1 in customer satisfaction for the past several years.

There are several reasons why customers prefer our services:

We Provide Access to a Large Network of Reputable Lenders

We have done our homework. We launched this website after doing extensive research and compiling an extremely large database of lenders. Remember, the more companies that compete for your business, the more favorable the terms will be.

Rule #1: Don’t settle for the first lender you come across
The easiest to do is to stop our search and settle for the first possible arrangement. That could be disastrous considering the large number of scam loan companies and fraudulent lenders. One absolutely needs to know the inner working of the loans industry in order to be able to spot the scammers.

Fortunately, we have done our homework and have negotiated arrangements with a large pool of reputable lenders so you can take advantage of our relationships. We have done all the work and have gathered a network of only the industries most reputable lenders for anyone to access. It is no wonder, our site has helped tens of thousands of individuals apply for online payday loans every single year.

That is the advantage of our service. You don’t have to settle with the first lender that comes your way. It is all about knowing your options.

Rule #2: Compare multiple lenders and do a thorough check

Why would you stop and settle for the first lender that comes your way when you can compare, spot check, and negotiate with multiple lenders for better rates? Here we have provided the perfect platform for borrowers to compare multiple lenders. Ask for one of our lenders to respond to your initial application and gather free quotes from more than one lender in order to compare the different terms and rates. Once the lender responds review their offer in detail and choose the one that provides the payday loan at the lowest rates and offers the finest possible terms and repayment options. The more lenders you compare the higher the chances of securing a favorable loan.

Rule #3: Ask questions

It is easy to get intimidated by all the legalese and financial-speak but it doesn’t have to be that way. Ask your lender for clarifications and understand everything that is involved. The first place to understand the process would be the terms and conditions section as most of the disclosures can be found there. You can also send an e-mail to us and we will try our best to assist you with any questions you may have.

Finally, you should visit ftc.gov on a regular basis. The Federal Trade Commission is a repository of information about loan scams and other precautions you need to take in order to protect yourself. Being informed is your best defense — always!