Frequently Asked Questions (FAQs) about Short Term Loans

We understand that it is not easy to understand the complexities of short term loans. To facilitate the decision-making process and help our users to obtain short term cash advance loan, we have prepared a comprehensive list of commonly-asked questions. If you find something in this list that is not addressed adequately, please feel free to send us an e-mail. Our short term loans expert will respond within one business day.

I don’t know what a payday loan means. Could you explain?

Sure. In simple terms payday loans go by many names — payday loan, payday advances, short term loans, quick cash advance loans, and other similar norms of nomenclature. Despite the disparity in naming conventions, the basic purpose of a short term loan is to help you tide over emergency financial needs ranging from dental procedures and medical emergencies to car fixes. The loan is generally of a shorter duration and is normally paid off before your next pay day, hence the connotation “payday loans”.

How can I apply for a payday advance?

On our site, you can apply for a payday loan online by completing a simple short term loan application. That’s it. Thirty seconds and you get the money. Click, apply, compare, and spend. Simple! Our streamlined and highly-efficient thirty second application process ensures that you will have access to your funds in one business day. With just a few clicks you can access a large pool of lenders. Our interface is designed to help you save both time and money and procure a low interest short term loan on the most favorable terms possible.

How can I obtain the funds? Will the check be mailed to me?

Once you are approved, the funds can be accessed in a variety of ways. You can choose between receiving a check and having funds deposited directly into your checking account. Generally, an electronic deposit of the funds ensures that you will receive the funds within as little as one business day.

I am concerned about security and privacy; how do you protect my data?

Just so that you know, we have been around for fifteen years and we are far more concerned about the security of data you submit in our online payday loan application. To protect you and our reputation, we utilize state-of-the-art encryption technology.

Do I have to pay a fee?

To us, no! We allow you to compare free short term loan quotes from multiple banks and lenders. You compare and choose the one that matches your needs. Although you won’t be paying us, you should read the terms and conditions offered by you provider.

I am embarrassed to say this but my credit is a little “messed up”. Can I qualify?

Absolutely. The sheer size of our lender network means you can obtain quotes from multiple lenders and compare them. Bad credit payday loans are our specialty. We serve everyone!

Is there a cap on the amount of funds that will be made available to me?

Generally, the range is between $50 and $7,500.